Medicare Supplements

Original Medicare covers many expenses, but it doesn’t cover them all. This is where Medicare Supplement Plans come in. 

Medicare Supplement Plans
What Are They?

There are ten Medigap plans: A, B, C, D, F, G, K, L, M, and N. These plans are standardized, meaning regardless of the insurance company that sells them, each plan will provide the same coverage. For example, if you are enrolled in Plan A from one company, but your friend has Plan A from another company, you both will receive the same coverage. However, there will be a difference in what you both pay per month for your plan.

It is important to remember that the exact coverage you receive will depend on which plan you enroll in. Here is a list of the coverage you may see:

  • Part A Coinsurance & Hospital Costs
  • Part B Coinsurance/Copayment
  • First 3 Pints of Blood for Transfusions
  • Part A Hospice Care Coinsurance/Copayment
  • Skilled Nursing Care Facility Coinsurance
  • Skilled Nursing Care Facility Coinsurance
  • Part A Deductible
  • Part B Deductible
  • Part B Excess Charges
  • 80% of Foreign Travel Emergency Care

We are committed to helping you realize your health and financial goals by making you aware of all your options so that you can make the best choice for yourself and your family.

How Do I Enroll in Medigap?

To enroll in a Medigap plan, you must be enrolled in Original Medicare. Once your Part B coverage becomes effective and you are 65, your six-month Medigap Open Enrollment Period will start. This period will let you enroll in a Medigap plan without worrying about being denied coverage due to health reasons. However, missing this period lets insurance companies deny you coverage or charge more in premiums due to health reasons.

Supplement Your Coverage With Medigap

Having a Medigap plan can save you money on out-of-pocket costs. To learn more about each plan and which one will fit your needs best, give the Medicare Professionals a call today.

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