Medicare Supplement Plans
Medicare Supplement Plans
Medicare Supplement Plans are plans that are offered by private insurers to decrease the out-of-pocket expenses associated with Original Medicare. These plans are standardized across the country and offer different levels of coverage. These plans are listed below.
- Plan A
- Plan B
- Plan C
- Plan D
- Plan F
- Plan G
- Plan K
- Plan L
- Plan M
- Plan N
Comparing Each Plan
Each plan covers different out-of-pocket expenses. This can include co-insurances/copayments for both Parts A and B, skilled nursing facilities, deductibles, excess charges, foreign travel, and limits on yearly out-of-pocket expenses. See the chart below to compare these benefits side by side.
We are committed to helping you realize your health and financial goals by making you aware of all your options so that you can make the best choice for yourself and your family.
MEDICARE SUPPLEMENT (MEDIGAP) COVERAGE
| BENEFITS | A | B | C | D | F | G | *K | *L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A Coinsurance & Hospital Costs | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |
| Part B Coinsurance & Hospital Costs | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | 50% | 75% | ✔️ | ✔️ |
| Blood (First 3 Pints) | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | 50% | 75% | ✔️ | ✔️ |
| Part A Hospice Care Coinsurance or Copay | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | 50% | 75% | ✔️ | ✔️ |
| SNF Care Coinsurance | ✔️ | ✔️ | ✔️ | ✔️ | 50% | 75% | ✔️ | ✔️ | ||
| Part A Deductible | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | 50% | 75% | ✔️ | ✔️ | |
| Part B Deductible | ✔️ | ✔️ | ||||||||
| Part B Excess Charges | ✔️ | ✔️ | ||||||||
| Foreign Travel Emergency Care | 80% | 80% | 80% | 80% | 80% | 80% |
Plans C and F
It’s important to know that C and F are no longer offered to people new to Medicare on or after January 1, 2020. If you were eligible for Medicare before January 1, 2020, you may enroll in Plans C and F.
Choose a Plan That’s Right for You
It can be hard to choose a Medigap plan that’s right for you, but that’s why we’re here to help. Give us a call today to learn more about your Medigap options!