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While it can be an uncomfortable conversation for many, planning for your funeral costs can help protect your loved ones’ financially after your passing. Funerals can be expensive and catch many families by surprise. Read on so you can better prepare your loved ones.
You’ll likely look for a cost of funeral breakdown so you can fully understand what funeral costs can potentially look like.
The cost of the funeral will depend on multiple factors. One of the biggest differentiating factors is whether or not you get cremated or buried. Other factors include the funeral home, the casket, receptions, etc. Take a look at the breakdown from the National Funeral Directors Association below.
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For a burial funeral, you can expect to pay for the following:
Some of these costs are variable. For example, a casket can cost $2,000-$5,000 on average. A more expensive casket could be as high as $10,000 depending on the material.
Cremation funerals are sometimes less expensive since you can defer the casket. For a cremation, you have the choice of a casket and urn or no casket and urn. Without a cremation casket and urn, the total cost of a funeral with cremation is around $5,150. With the casket and urn, the cost is $6,645 on average. Specific costs include:
There are other miscellaneous costs associated with funerals. These include flowers, the obituary, the grave plot, the gravestone, the church service donation, and the reception cost. On average, expect to pay:
Reception: $400-$700
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